ABOUT ACRE AFRICA

Acre Africa, the brand name of Agriculture and Climate Risk Enterprise Ltd. (ACRE) is a registered insurance surveyor in Kenya, an insurance agent in Rwanda and in Tanzania. It operates as a for profit company that evolved from the Kilimo Salama project (established 2009) that was funded through the Syngenta Foundation and the Global Index Insurance Facility (GIIF). Acre Africa is not an insurance company, but rather a service provider working with local insurers and other stakeholders in the agricultural insurance value chain as illustrated in the below diagram.

Vision

To help unlock the full potential of agriculture by eliminating the stress and potential damage of climate variables for farmers across Africa.

Mission

We are determined to champion a paradigm shift towards equity, fairness and innovation in the agricultural sector. Through localized solutions that reduce climate-associated risk, we will help unlock the full potential of agriculture and inspire a new generation of farmers across Africa.

Value-Chain

OUR WORK

By combining technical product design, stakeholder coordination and business development, Acre Africa occupies a unique position in the agricultural insurance value chain. The company works directly to improve the capacity of local insurance companies to add index products to their portfolios using its actuarial and product development expertise. The team also collaborates with local agricultural organizations to tailor and implement insurance products.

Our Achievements

Cumulatively, by 2015, over 800,000 farmers in Kenya, Tanzania and Rwanda insured over  646 million USD against a variety of weather risks underwritten by UAP Insurance Kenya, UAP Insurance Tanzania and SORAS Insurance Rwanda.

Read More

Our Expertise

Over the past six years, Acre Africa has developed a unique set of skills and insights by designing microinsurance products and distribution channels to benefit stakeholders.

Read More

BOARD & IMPACT INVESTORS

  • Syngenta
  • Grameen Credit Agricole
  • LGT Venture Philanthropy
  • Lundin Foundation

TESTIMONIALS

Our Clients Say

  • Raphael Rurangwa

    “Insurance for smallholder agriculture is key for success. The Rwanda Agriculture Transformation for Smallholders Farming, initiated in 2011/2012, is taking shape with the full support of Government of Rwanda and Acre Africa has been an important partner in this work with over 100, 000 farmers insured across the country???.

    Raphael Rurangwa

    Position: Director General of Planning

    Organization: Rwanda Ministry of Agriculture

    Raphael Rurangwa
  • Ndatimana Emmanuel

    “Having the insurance encourages us to buy and use more fertilizer for our maize. We feel comfortable asking for more loans so we can get enough fertilizer to increase our yields by five times. In bad years, the insurance package assists us to repay our loan on the inputs package.???

    Ndatimana Emmanuel

    Position: Smallholder maize farmer with loan/training from Tubura

    Location: Western Rwanda

    Ndatimana Emmanuel
  • Dan Osgood

    “Since 2012, we’ve worked closely with Acre Africa to overcome the challenges of using satellite data for understandable and affordable index insurance products. It is exciting to see the amazing things Acre Africa is doing through remote sensing. ACRE is perhaps unique in the world in its ability to meaningfully reach large numbers of farmers with index insurance packages–they really care about getting the product right.???

    Dan Osgood

    Position: Lead Scientist of Financial Instrument Sector Team

    Organization: International Research Institute for Climate and Society (IRI) of Columbia University’s Earth Institute

    Dan Osgood
  • Nick Itunga

    “Prior to working with Acre Africa, we were interested in developing an agricultural insurance portfolio, but didn’t know how to reach effectively reach smallholder farmers. We now have a rapidly growing agricultural portfolio since we can access and apply regional best practices and tailor products that were successful elsewhere in East Africa. This is improving our positioning with rural clients and we look forward to working with Acre Africa to become the dominant market player in Tanzania in agricultural insurance.???

    Nick Itunga

    Position: Managing Director

    Organization: UAP Insurance Tanzania Ltd.

    Nick Itunga
  • Naum Ruto

    “As a committed dairy farmer, dairy cows are my source of livelihood and when I heard of a scheme that could enable me protect my cows, I thought why not. At this moment I am peaceful knowing that in case something happens to my cow as long as it’s covered by the insurance I will be compensated and in no time I will be back in business. The vaccines have also been made accessible unlike before when we had to wait on the government to facilitate this. From the trainings that we will be given I will be a very knowledgeable farmer.???

    Naum Ruto

    Position: Smallholder dairy farmer

    Location: Eldoret, Kenya

    Naum Ruto
  • Evangeline Ndumbi

    “When I learned of Kilimo Salama [early product brand of Acre Africa] through their field staff and the Ministry of Agriculture, I was happy to find that I could protect my farm. The compensation in poor weather years would help me farm the next year. In good seasons I will still be happy with Kilimo Salama for I was not worried I would lose ‘ukulima bila wasiwasi.’???

    Evangeline Ndumbi

    Position: Smallholder maize farmer

    Location: Nanyuki, Kenya

    Evangeline Ndumbi
  • John Akumu Oketch

    “I used to plant and not get any harvest, but now I am sure I will get something to harvest since I use better seed. The best thing about Kilimo Salama [early product brand of Acre Africa] is that I will earn even if calamities from drought or excess rain strike.  I tell my neighbors to register for insurance because they will be safe from danger even if the crops die, they still earn.???

    John Akumu Oketch

    Position: Smallholder maize farmer

    Location: Nyanza, Kenya

    John Akumu Oketch
  • Joseph

    Joseph is a full time farmer and owns a ¼ acre of land. He and his wife have been struggling in recent years with the lack of rainfall.  Joseph regularly buys Duma 43 [Seed Co variety] and used Kilimo Salama [insurance product] for 5 seasons.

    When he heard about the Replanting Guarantee on the radio he ignored it the first year, but tried it last season and received a payout because there was drought for the 21 days after planting. He is positive about the product, has shared it with his farming group, and plans to use it again.

    ” If yield is high, you can buy everything on time for next year. If not you may struggle to make ends meet.  The seeds germinated but the rains stop soon after this, I received a payout. I was very happy to receive the money.”

    Joseph

    Position: Smallholder maize farmer with the Seed Co Replanting Guarantee

    Location: Embu, Kenya

    Joseph
  • Judith Lagat

    “I just loved the whole insurance concept, my animal being protected as well taken care of well. Small holder farmers like myself are rarely involved in such like schemes and when I was approached in regards to the insurance I was so excited and now I consider myself a recognized farmer. The rates are friendly and I hope you (Dairy insurance) are here to stay.???

    Judith Lagat

    Position: Smallholder dairy farmer

    Location: Kipkaren, Kenya

    Judith Lagat